About Us

About Bancrédito

Bancrédito International Bank & Trust, Corporation (hereinafter, “Bancrédito”, “BIBTC”) is an International Banking Entity (IBE) founded in 2008 as part of an International Financial Services Group with over one hundred and twenty years of experience in the Banking World; established under the laws of the Commonwealth of Puerto Rico, regulated by the Office of the Commissioner of Financial Institutions (OCIF) of Puerto Rico and governed under Puerto Rican State laws and by applicable federal laws of the United States of America.

The services of Bancrédito are directed towards individuals and companies from around the world (with a focus on Latin America) wishing to diversify their investments and maintain assets in a safe and reliable place.

Vision & Goals

Our goal is to establish Bancrédito as a Bank that offers the best digital banking, allowing you to have all of your finances in one modern platform, targeting effective and reliable global solutions in financial services, with a proactive approach in a technologically advanced, private and confidential environment.

Our main goal is for clients to feel satisfied about their relationship with Bancrédito in a secure and more efficient environment.

Pillars of Bancrédito

The pillars that constitute Bancrédito are:

  • Tradition
  • Experience
  • Strength
  • Vision
  • Perseverance

Operating Principals

Bancrédito works with five fundamental principles:

  1. Customer guidance, rather than an approach oriented to simply managing financial products.
  2. Banking Relationship, going from being a simple service provider to a complete customer adviser
  3. Profitability Approach, we work to perpetuate the assets of our customers and their future generations
  4. Risk Approach, putting the risk to be assumed by each client ahead of profitability and volume targets
  5. Quality Service, as the key to customer retention and its profitability

We have combined experiences to create a modern, efficient and unique bank to make our client’s banking experience easy, quick and safe, wherever they are.


For more information please contact us.


Bancrédito International Bank & Trust, Corporation announced its exclusive offer to clients of the new MasterCard Black Card. Users will enjoy exclusive benefits with 24/7 customer service and cash availability on a worldwide network of ATM’s.

The MasterCard black card holder will also receive global service, travel insurance, car insurance, MasterAssist Plus and complementary concierge services.

BIBTC, founded in 2008 as an International Banking Entity in Puerto Rico, offers a wide array of solutions utilizing innovative technological systems focused on offering the best quality of service for personal, private, institutional and corporate banking. BIBTC has a variety of products and services that meet individual financial needs, including checking and savings accounts as well as certificates of deposit and custodial services designed to furnish the best value for your money, among many others.

In Private Banking, BIBTC will customize a strategy that integrates the pieces of your financial life, specifically designed to help you grow, preserve, transfer and structure your wealth.

Robust Bank Platform

As announced in our previous communications, Bancrédito International Bank & Trust Corporation (“BIBTC”) recently implemented a new and robust bank platform system alongside a new online banking system (“BIBTC Online Banking”) to serve our clients’ needs in a more secure, digitally innovative and reliable manner. Through BIBTC Online Banking, available through our website www.bancredito.com, you will be able to monitor your accounts on real time, view your account statements, set up alerts and track your products, transfer funds and much more. If you wish to enable your wire transfer services through BIBTC Online Banking please fill out the attached form and send it to servicios@bancredito.com. If you have still not registered into your BIBTC Online Banking and started to benefit from our new features, contact our Customer Services Department at servicios@bancredito.com or at 787-274-1678/79 during our hours of operation. Our Customer Services team will guide you through your registration process and will provide you with your username and temporary password. BIBTC works to ensure that your experience exceeds your expectations. We have gone the lengths to bring you products and services you deserve, and we will continue working to keep you up to date with only the best.